Choose the card that is right for your business - Standard Card or the Preferred Points Rewards Card.
- No annual fee
- Individual and summary billing options
Preferred Points Rewards Card
- Low annual fee of $49.00 per account.
- Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Redeem rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise. See Brochure Here
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866.678.5191.
- Individual billing option only
Benefits Available To Both Card Types
- Competitive ongoing APR. 1
- Same APR for purchases and cash advances. 1
- Rental car collision damage waiver protection.
- 25-day interest-free grace period on all purchases, no grace period on cash advances.
- 24-hour toll-free live customer assistance available at 800.367.7576.
- Online account information available 24/7.
- EMV chip card 2
- Apple Pay 2 and Samsung Pay compatible
- Visa offering also available
Fees for Both Card Types
- Other fees may be charged, these fees are listed on the downloadable application below.
Supporting documents vary depending on the type of business you have. View Chart
Type in the information required and then print the application (you cannot save the document, so print an extra copy for yourself); or print it and then complete it using a blue or black pen. Paper applications are also available at any of our branch locations .
Options for submitting your application:
- Fax your completed application to the Card Service Center at 972.650.7054.
- Mail your completed application to the Card Service Center at P.O. Box 569120, Dallas, TX 75356-9120.
Please see application for information about current APRs and fees. 1
MasterCard® offerings only 2
Apple, the Apple logo, iPhone, iPad, iSight and Passbook are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.