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BUSINESS ACCOUNTS TERMS & BENEFITS Small Business Checking Commercial Checking Business Money Market Account AimHigh Savings AimElite Savings
Required Opening Deposit $50.00 $50.00 $5,000.00 $50.00 $1,000.00
Maximum Number Free Withdrawals (per Month)
Unlimited Per Account Analysis 6/month 6/month 6/month
Per Item Charges Per Excess Withdrawals $0.00 $0.00 $20.00 $2.00 $20.00
Monthly Fee $0.00
$20.00 $0.00
$0.00
$0.00
Minimum Daily Balance
(to avoid service charge fee)
$0.00 $0.00 $0.00 $50.00  $1,000.00 
Minimum Balance Service Charge Fee $0.00/month $0.00/month $0.00/month $5.00/quarter $20.00/quarter
Paper Statement
$0.00 $0.00 $0.00 $0.00 $0.00
Interest Paid (Tiered Balances) N/A N/A X
X
X
Minimum Balance to obtain disclosed Annual Percentage Yield N/A N/A $0.01 $0.01 $0.01
Business Debit Card X
X
N/A N/A N/A
Checks ($50 credit towards first order) X X N/A N/A N/A
 Online Banking, Bill Pay, Mobile Deposit, Text & Voice Banking X
X
X
X
X
Commercial Cash Management
Available
X
X
N/A N/A N/A
 eStatement X
X
X
X
X
Overdraft Privilege Service Limit (up to $1,500)
X X N/A N/A N/A

*Overdraft Privilege Service is a discretionary service that permits customers to overdraw their account when overdraft items are paid on the account even though the account has insufficient or unavailable funds, instead of automatically returning those items unpaid.  An Overdraft Item Charge may be assessed for each overdraft item paid "created by checks, in person withdrawal, ATM withdrawal, or other electronic means."  You may be required to pay the overdrawn account balance, which may include fees, immediately or on demand.  Whether your overdraft item(s) will be paid is discretionary and we reserve the right not to pay any overdraft item(s).  For example, we typically do not pay overdraft items if your account is not in good standing, if you are not making regular deposits, or if you have too many overdraft items.  The fee per each overdraft item is $32.00.  Also, if your account becomes overdrawn on any day in a statement cycle, we will assess the standard Overdrawn Account Charge set forth in our Common Features fee schedule (currently $25.00) for the corresponding statement cycle.  We will assess the Overdrawn Account Charge on the last day of your statement.  There may be cheaper alternative products that better suit your needs, such as: our "Linked Account Protection" or our "Aim Overdraft Line of Credit."  If you apply and are approved or establish these optional services, you may save money on the total fees you pay us for overdraft protection services.  Please contact one of our local Customer Service Representatives or visit us at your local branch for further details.